Texas Storm Damage Tracker
Texas leads the nation in hail and sees serious flood events most years — what this season looks like, and what to do if your car takes a hit.
This page is a seasonal reference, updated periodically — not a real-time weather feed. For live alerts on a storm happening right now, check the National Weather Service directly. What's below is the seasonal pattern and the most recent well-documented Texas storm data, so you know what's typical and what to do if your vehicle gets caught in it.
When Texas Storm Season Actually Happens
- Hail season: peaks March through June, with a smaller secondary risk window in fall. Texas has ranked among the top hail-prone states in the country for over a decade running per the Insurance Information Institute, and 2025 alone saw roughly 902 major hail events recorded statewide.
- Hurricane / tropical season: officially June 1 through November 30, with the highest activity from mid-August through October — this is what drives most of the state's largest flood events, particularly along the Gulf Coast and inland river basins.
- Flash flooding: can happen any time of year from an intense rain event, independent of hurricane season — Texas' mix of clay soils, urban drainage limits, and low-lying creek crossings makes flash flooding a year-round risk in many areas.
The Scale of Recent Seasons
A single spring hail outbreak can produce well over a hundred large-hail reports across North Texas in just a few days. On the flood side, storm and flood events have been tied to tens of thousands of damaged vehicles nationally in a single season in recent years, with Texas consistently among the hardest-hit states. Total-loss frequency overall is at a record high — CCC Intelligent Solutions reported total losses reached 23.1% of all auto claims in 2025 — and storm damage (hail and flood combined) is a major driver of that number, on top of the state's aging vehicle fleet.
If Your Car Just Got Hit
- Don't start it if flood water reached the engine bay or interior. Water in the engine can cause catastrophic damage the instant it's cranked, and soaked electrical systems are a safety risk beyond just being inconvenient.
- Document everything with photos — dents, cracked glass, waterlines on the interior, before you move or touch anything.
- Contact your insurer if you're covered for the damage type (comprehensive coverage typically covers hail and flood; check your policy specifics).
- Get a repair estimate and compare it honestly against what the car is worth — see our repair estimate guides for typical cost ranges by damage type.
- If it's not worth fixing, get a cash offer instead of letting it sit. Free towing is included either way.
Get an Offer on Your Storm-Damaged Car
Start your instant offer — hail damage, flood damage, and total losses all accepted, salvage title included.