Texas Storm Damage Tracker

Texas leads the nation in hail and sees serious flood events most years — what this season looks like, and what to do if your car takes a hit.

This page is a seasonal reference, updated periodically — not a real-time weather feed. For live alerts on a storm happening right now, check the National Weather Service directly. What's below is the seasonal pattern and the most recent well-documented Texas storm data, so you know what's typical and what to do if your vehicle gets caught in it.

When Texas Storm Season Actually Happens

  • Hail season: peaks March through June, with a smaller secondary risk window in fall. Texas has ranked among the top hail-prone states in the country for over a decade running per the Insurance Information Institute, and 2025 alone saw roughly 902 major hail events recorded statewide.
  • Hurricane / tropical season: officially June 1 through November 30, with the highest activity from mid-August through October — this is what drives most of the state's largest flood events, particularly along the Gulf Coast and inland river basins.
  • Flash flooding: can happen any time of year from an intense rain event, independent of hurricane season — Texas' mix of clay soils, urban drainage limits, and low-lying creek crossings makes flash flooding a year-round risk in many areas.

The Scale of Recent Seasons

A single spring hail outbreak can produce well over a hundred large-hail reports across North Texas in just a few days. On the flood side, storm and flood events have been tied to tens of thousands of damaged vehicles nationally in a single season in recent years, with Texas consistently among the hardest-hit states. Total-loss frequency overall is at a record high — CCC Intelligent Solutions reported total losses reached 23.1% of all auto claims in 2025 — and storm damage (hail and flood combined) is a major driver of that number, on top of the state's aging vehicle fleet.

If Your Car Just Got Hit

  1. Don't start it if flood water reached the engine bay or interior. Water in the engine can cause catastrophic damage the instant it's cranked, and soaked electrical systems are a safety risk beyond just being inconvenient.
  2. Document everything with photos — dents, cracked glass, waterlines on the interior, before you move or touch anything.
  3. Contact your insurer if you're covered for the damage type (comprehensive coverage typically covers hail and flood; check your policy specifics).
  4. Get a repair estimate and compare it honestly against what the car is worth — see our repair estimate guides for typical cost ranges by damage type.
  5. If it's not worth fixing, get a cash offer instead of letting it sit. Free towing is included either way.

Get an Offer on Your Storm-Damaged Car

Start your instant offer — hail damage, flood damage, and total losses all accepted, salvage title included.

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